Most Singapore homeowners would have heard the saying that property is a hedge against inflation. It sounds straightforward: when the cost of everything goes up, property prices should go up too. There is some truth to this, but the actual relationship is much more interesting. Inflation can support property values over the long term because […]
Property Project Intelligence
SHERWOOD TOWER
JALAN ANAK BUKIT
390 mBEAUTY WORLD MRT STATION
$1.39MMedian transacted price
3Transactions in latest 12 months
1,501–2,000 sqftMost popular unit size
SHERWOOD TOWER Market Snapshot
At Peak
At 12-Month High
Peak: Sep 2026Based on latest 12 months
▲ +63.9%
From 12-Month Low
Low: Jul 2026Based on latest 12 months
▼ -41.4%
Vs District Median PSF
Below District 21 medianBased on latest 12 months
▼ -38.1%
Vs RCR Median PSF
Below RCR medianBased on latest 12 months
—
12M Turnover Rate
Total units unavailable
Latest 12-month sales
3
Up to latest imported transaction
Median transacted price
$1.39M
Latest 12 months
Median PSF
$1,107
Latest 12 months
Typical recorded price range
$1.12M – $1.56M
20th to 80th percentile
Latest transacted price
$1.39M
1,539 sqft · 1 Sep 2026
Historical transaction information is presented for market research and does not constitute a valuation or investment recommendation.
Data Source: Urban Redevelopment Authority (URA)•Data up to: October 2026•Last updated: 12 Oct 2026
SHERWOOD TOWER Market Trends
Average Price & Transaction Trend
Monthly average transacted price and sales volume from the first available record since 2017.
Average PriceTransactions
Available history: Jul 2021 to Sep 2026
Data Source: Urban Redevelopment Authority (URA)•Data up to: October 2026•Last updated: 12 Oct 2026
Transaction Breakdown (Last 12 Months)
Based on completed transactions from Nov 2025 to Oct 2026.
Most popular unit size1,501–2,000 sqft
Median Sold Size1,518 sqft
Unit Size Distribution
Only size ranges with recorded transactions are shown.
Price Distribution
Recorded transactions grouped into price ranges.
Data Source: Urban Redevelopment Authority (URA)•Data up to: October 2026•Last updated: 12 Oct 2026
Recent Transactions by Unit Size
781 – 1000 sqft Average Price Trend
781 – 1000 sqft Transaction Volume
781 – 1000 sqft Monthly Summary
| Month | Sales | Price (A) | Min | Max | PSF (A) |
|---|---|---|---|---|---|
| 2026-07 | 1 | $935K | $935K | $935K | $1,128 |
781 – 1000 sqft Recent Transactions
| Date | Type | Level | Area | PSF | Price |
|---|---|---|---|---|---|
| 2026-07 | Apt | 01 to 05 | 829 sqft | $1,128 | $935K |
1501 – 2000 sqft Average Price Trend
1501 – 2000 sqft Transaction Volume
1501 – 2000 sqft Monthly Summary
| Month | Sales | Price (A) | Min | Max | PSF (A) |
|---|---|---|---|---|---|
| 2026-09 | 2 | $1.53M | $1.39M | $1.68M | $1,004 |
1501 – 2000 sqft Recent Transactions
| Date | Type | Level | Area | PSF | Price |
|---|---|---|---|---|---|
| 2026-09 | Apt | 11 to 15 | 1,539 sqft | $900 | $1.39M |
| 2026-09 | Apt | 11 to 15 | 1,518 sqft | $1,107 | $1.68M |
Data Source: Urban Redevelopment Authority (URA)•Data up to: October 2026•Last updated: 12 Oct 2026
SHERWOOD TOWER Location & Nearby Amenities
Explore SHERWOOD TOWER and nearby amenities. Distances shown are straight-line estimates from the property.
Master Plan 2025 (approved amendments incorporated)
Please click on the zoning type for a description of the use
Railway
Planning Area Boundary
Plot Ratio Boundary
Underground Road / Structure
Maximum Permissible Plot Ratio
Maximum Permissible White Quantum
Minimum Business (B) Plot Ratio
Conservation Area
Nature Reserve
National Park
Monument
SHERWOOD TOWER Nearby Amenities
Closest amenities from SHERWOOD TOWER. Distances are straight-line estimates.
MRT / LRT
- BEAUTY WORLD MRT STATION390 mDT5Downtown Line
- KING ALBERT PARK MRT STATION710 mDT6Downtown Line
- HUME MRT STATION2.0 kmDT4Downtown Line
Shopping Malls
- Beauty World Plaza380 mUpper Bukit Timah Road
- Beauty World Centre400 mUpper Bukit Timah Road
- Bukit Timah Shopping Center520 mUpper Bukit Timah Road
- The Rail Mall2.5 kmUpper Bukit Timah Road
Primary Schools
- PEI HWA PRESBYTERIAN PRIMARY SCHOOL330 mPEI WAH AVENUE
- METHODIST GIRLS' SCHOOL (PRIMARY)840 mBLACKMORE DRIVE
- BUKIT TIMAH PRIMARY SCHOOL1.3 kmLORONG KISMIS
Secondary Schools
- METHODIST GIRLS' SCHOOL (SECONDARY)920 mBLACKMORE DRIVE
Post-Secondary
- NGEE ANN POLYTECHNIC1,000 mCLEMENTI ROAD
- NATIONAL JUNIOR COLLEGE3.0 kmHILLCREST ROAD
- SINGAPORE POLYTECHNIC3.2 kmDOVER ROAD
Childcare Centres
- MapleBear Little Schoolhouse Pte Ltd430 mUPPER BUKIT TIMAH ROAD
- CARPE DIEM SCHOOLHOUSE PTE. LTD.500 mTOH YI DRIVE
- Small Wonder Preschool Bukit Timah530 mUPPER BUKIT TIMAH ROAD
- SUPERLAND PRE-SCHOOL (DUNEARN) PTE. LTD.640 mDUNEARN ROAD
Infant Care Centres
- PCF SPARKLETOTS PRESCHOOL @ BUKIT TIMAH BLK 319 (EY)2.9 kmCLEMENTI AVENUE 4
Kindergartens
- Glory Kindergarten390 mPEI WAH AVENUE
- The Little House (Montessori) Pte Ltd410 mJALAN KERIA
- Montessori Children's House1.6 kmOLD HOLLAND ROAD
- MASTERMINDS MONTESSORI KINDERGARTEN2.6 kmNAMLY PLACE
Hawker Centres
- Bukit Timah Market280 mUpper Bukit Timah Road
- Bukit Timah Interim Hawker Centre and Market430 mJALAN SEH CHUAN
- Clementi Ave 2 Blk 353 (Clementi Ave 2 Market/Cooked Food Centre)2.9 kmClementi Ave 2
Supermarkets
- FairPrice160 mJalan Anak Bukit
- Giant Express420 mUpper Bukit Timah Road
- Cold Storage630 mDunearn Road
- U Stars Supermarket630 mToh Yi Drive
Hospitals
- JURONG COMMUNITY HOSPITAL3.8 kmJURONG EAST STREET 21
- NG TENG FONG GENERAL HOSPITAL3.8 kmJURONG EAST STREET 21
Parks
- RAILWAY CORRIDOR RIFLE RANGE CONNECTOR210 m
- MAYFAIR PK310 m
- HUA GUAN CRESCENT PG750 m
Libraries
- Clementi Library3.2 kmCommonwealth Avenue West
- Bukit Batok Library3.5 kmBukit Batok Central Link
Community Clubs
- Bukit Timah CC (Pending U/C)810 mToh Yi Drive
- Bukit Batok East CC (U/C)2.5 kmBukit Batok East Avenue 4
Sport Facilities
- Bukit Batok Swimming Complex3.5 kmBukit Batok Street 22
- Clementi Sport Centre3.5 kmClementi Avenue 3
- Bukit Gombak Sport Centre3.7 kmBukit Batok West Avenue 5
Featured Listings
Properties currently available through Homy, with priority given to listings in SHERWOOD TOWER.
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For Sale 1 / 16 Condo D27
Skies Miltonia, New 3-Storey Penthouses for Sale
$2,600,000
MILTONIA CLOSE99 YearsBuilt 2016
- 3 Bed
- 4 Bath
- 2,562 ft²
- $1,015 psf
For Sale 1 / 21 Condo D6
EDEN RESIDENCES CAPITOL – Luxury 3 Bedroom Developer sale
$11,980,000
STAMFORD ROAD99 YearsBuilt 2015
- 3 Bed
- 5 Bath
- 3,003 ft²
- $3,989 psf
For Sale 1 / 29 Condo D1
V on Shenton Luxury Penthouse for Sale
$18,800,000
SHENTON WAY99 Years
- 4 Bed
- 7 Bath
- 6,200 ft²
- $3,032 psf
For Sale 1 / 9 Landed D28
Belgravia Ace, Brand New Freehold Semi-D for Sale
$5,300,000
BELGRAVIA DRIVEFreeholdBuilt 2028
- 5 Bed
- 4 Bath
- 4,370 ft²
- $1,213 psf
SHERWOOD TOWER Market Position & Nearby Transactions
How SHERWOOD TOWER compares with District 21 projects and transactions recorded within 1 km over the latest 12 months.
Project Median PSF$1,1073 project sales
District 21 Median PSF$1,890Median across district projects with recorded sales
Difference vs District-41.4%Below district median
Transactions Within 1 km99Recorded in the latest 12 months
Position Within District 21
SHERWOOD TOWER is more affordable than 90% of District 21 projects with recorded sales.
Lower PSFDistrict medianHigher PSF
8of 84 District 21 projects with recorded sales
District reference range$1,268 – $2,636 psf
Comparable Condos Within 1 km
Up to 20 nearest eligible condominium and EC projects. PSF (M) means median PSF for the latest 12 months.
| Project | Distance | TOP / Age | Units | 12M Sales | PSF (M) |
|---|---|---|---|---|---|
| THE RESERVE RESIDENCES | 149 m | 20280 yrs old | 732 | 6 | $2,660 |
| GARDENVISTA | 245 m | 200620 yrs old | 318 | 7 | $1,954 |
| SUITES DE LAUREL | 249 m | 201412 yrs old | 72 | 3 | $1,693 |
| JARDIN | 254 m | 201313 yrs old | 140 | 5 | $2,017 |
| KAP RESIDENCES | 286 m | 20188 yrs old | 142 | 4 | $1,899 |
| 8@BT | 306 m | 20270 yrs old | 158 | 33 | $2,688 |
| THE LINQ @ BEAUTY WORLD | 326 m | 20251 yrs old | 120 | 4 | $2,685 |
| BEAUTY WORLD CENTRE | 382 m | — | — | 1 | $1,095 |
| BEAUTY WORLD PLAZA | 382 m | — | — | 0 | — |
| MAYFAIR MODERN | 387 m | 20233 yrs old | 171 | 9 | $2,230 |
| MAYFAIR GARDENS | 420 m | 198541 yrs old | — | 9 | $2,120 |
| 1 KING ALBERT PARK | 436 m | 199729 yrs old | — | 4 | $1,947 |
| KILAT COURT | 530 m | 199729 yrs old | — | 0 | — |
| JK BUILDING | 536 m | 198541 yrs old | — | 1 | $1,734 |
| THE BLOSSOMVALE | 564 m | — | — | 6 | $2,265 |
| SUITES AT BUKIT TIMAH | 571 m | — | 71 | 3 | $1,880 |
| THE STERLING | 579 m | 200125 yrs old | — | 4 | $2,350 |
| KILAT 19 | 602 m | — | — | 0 | — |
| MEADOWLODGE | 641 m | 200521 yrs old | — | 0 | — |
| SUN COURT | 645 m | 198541 yrs old | — | 0 | — |
Nearby Transactions by Unit Size
Transactions from eligible condominium and EC projects within 1 km during the latest 12 months.
<500 sqft Nearby Average Price Trend
<500 sqft Nearby Transaction Volume
<500 sqft Monthly Summary
| Month | Sales | Price (A) | Min | Max | PSF (A) |
|---|---|---|---|---|---|
| 2026-06 | 1 | $718K | $718K | $718K | $1,906 |
| 2026-01 | 1 | $808K | $808K | $808K | $1,706 |
| 2025-12 | 1 | $688K | $688K | $688K | $1,880 |
<500 sqft Nearby Condo Summary
| Condo | Type | Units | Sales | Price (A) | PSF (A) |
|---|---|---|---|---|---|
| SUITES AT BUKIT TIMAH | Apt | 71 | 2 | $703K | $1,893 |
| SUITES DE LAUREL | Apt | 72 | 1 | $808K | $1,706 |
500–780 sqft Nearby Average Price Trend
500–780 sqft Nearby Transaction Volume
500–780 sqft Monthly Summary
| Month | Sales | Price (A) | Min | Max | PSF (A) |
|---|---|---|---|---|---|
| 2026-09 | 3 | $1.42M | $870K | $1.89M | $2,297 |
| 2026-08 | 5 | $1.67M | $1.5M | $2.18M | $2,556 |
| 2026-07 | 6 | $1.78M | $1.26M | $2.14M | $2,549 |
| 2026-06 | 3 | $1.54M | $1.28M | $1.78M | $2,570 |
| 2026-04 | 1 | $1.69M | $1.69M | $1.69M | $2,209 |
| 2026-02 | 2 | $1.39M | $1.15M | $1.62M | $2,150 |
| 2025-12 | 1 | $1.04M | $1.04M | $1.04M | $1,693 |
| 2025-11 | 2 | $1.62M | $1.6M | $1.64M | $2,458 |
| 2025-10 | 2 | $1.12M | $1.07M | $1.16M | $1,981 |
500–780 sqft Nearby Condo Summary
| Condo | Type | Units | Sales | Price (A) | PSF (A) |
|---|---|---|---|---|---|
| 8@BT | Condo | 158 | 6 | $1.99M | $2,943 |
| MAYFAIR GARDENS | Condo | — | 6 | $1.44M | $2,125 |
| THE RESERVE RESIDENCES | Apt | 732 | 4 | $1.66M | $2,617 |
| KAP RESIDENCES | Apt | 142 | 2 | $1.41M | $2,070 |
| MAYFAIR MODERN | Condo | 171 | 2 | $1.29M | $2,130 |
| SUITES DE LAUREL | Apt | 72 | 2 | $1.1M | $1,792 |
| THE LINQ @ BEAUTY WORLD | Apt | 120 | 2 | $1.6M | $2,608 |
| SUITES AT BUKIT TIMAH | Apt | 71 | 1 | $870K | $1,684 |
781–1,000 sqft Nearby Average Price Trend
781–1,000 sqft Nearby Transaction Volume
781–1,000 sqft Monthly Summary
| Month | Sales | Price (A) | Min | Max | PSF (A) |
|---|---|---|---|---|---|
| 2026-09 | 2 | $1.64M | $1.58M | $1.71M | $2,033 |
| 2026-08 | 1 | $2.2M | $2.2M | $2.2M | $2,762 |
| 2026-07 | 1 | $2.36M | $2.36M | $2.36M | $2,463 |
| 2026-05 | 2 | $1.72M | $1.7M | $1.73M | $1,915 |
| 2026-04 | 5 | $1.69M | $1.28M | $1.83M | $1,978 |
| 2026-02 | 2 | $2.05M | $1.8M | $2.3M | $2,162 |
| 2025-12 | 1 | $2.68M | $2.68M | $2.68M | $2,798 |
| 2025-11 | 1 | $1.92M | $1.92M | $1.92M | $2,287 |
781–1,000 sqft Nearby Condo Summary
| Condo | Type | Units | Sales | Price (A) | PSF (A) |
|---|---|---|---|---|---|
| MAYFAIR MODERN | Condo | 171 | 6 | $1.93M | $2,223 |
| GARDENVISTA | Condo | 318 | 3 | $1.6M | $1,736 |
| MAYFAIR GARDENS | Condo | — | 2 | $1.72M | $2,052 |
| THE LINQ @ BEAUTY WORLD | Apt | 120 | 2 | $2.44M | $2,780 |
| 1 KING ALBERT PARK | Condo | — | 1 | $1.8M | $1,922 |
| THE BLOSSOMVALE | Condo | — | 1 | $1.92M | $2,287 |
1,001–1,200 sqft Nearby Average Price Trend
1,001–1,200 sqft Nearby Transaction Volume
1,001–1,200 sqft Monthly Summary
| Month | Sales | Price (A) | Min | Max | PSF (A) |
|---|---|---|---|---|---|
| 2026-09 | 1 | $2.82M | $2.82M | $2.82M | $2,541 |
| 2026-08 | 1 | $2.05M | $2.05M | $2.05M | $1,963 |
| 2026-07 | 1 | $2.86M | $2.86M | $2.86M | $2,859 |
| 2026-06 | 1 | $2.32M | $2.32M | $2.32M | $2,113 |
| 2026-05 | 4 | $2.57M | $2.28M | $2.83M | $2,495 |
| 2026-04 | 1 | $2.14M | $2.14M | $2.14M | $1,824 |
| 2026-03 | 5 | $2.73M | $2.23M | $3.2M | $2,454 |
| 2026-02 | 3 | $2.79M | $2.35M | $3.19M | $2,459 |
| 2026-01 | 2 | $3.13M | $3.12M | $3.14M | $2,693 |
| 2025-12 | 1 | $3.1M | $3.1M | $3.1M | $2,670 |
| 2025-11 | 4 | $2.72M | $2.39M | $3.21M | $2,381 |
| 2025-10 | 4 | $2.32M | $2.26M | $2.39M | $2,026 |
1,001–1,200 sqft Nearby Condo Summary
| Condo | Type | Units | Sales | Price (A) | PSF (A) |
|---|---|---|---|---|---|
| 8@BT | Condo | 158 | 14 | $2.97M | $2,683 |
| GARDENVISTA | Condo | 318 | 6 | $2.32M | $2,021 |
| JARDIN | Condo | 140 | 3 | $2.22M | $2,031 |
| MAYFAIR GARDENS | Condo | — | 2 | $2.35M | $2,197 |
| MAYFAIR MODERN | Condo | 171 | 2 | $2.51M | $2,306 |
| 1 KING ALBERT PARK | Condo | — | 1 | $2.14M | $1,824 |
1,201–1,500 sqft Nearby Average Price Trend
1,201–1,500 sqft Nearby Transaction Volume
1,201–1,500 sqft Monthly Summary
| Month | Sales | Price (A) | Min | Max | PSF (A) |
|---|---|---|---|---|---|
| 2026-09 | 4 | $3.26M | $2.35M | $3.68M | $2,488 |
| 2026-08 | 1 | $2.1M | $2.1M | $2.1M | $1,667 |
| 2026-07 | 4 | $3.3M | $3.1M | $3.65M | $2,513 |
| 2026-06 | 1 | $2.8M | $2.8M | $2.8M | $2,048 |
| 2026-05 | 2 | $2.56M | $1.8M | $3.31M | $2,002 |
| 2026-04 | 4 | $2.85M | $2.22M | $3.22M | $2,217 |
| 2026-03 | 2 | $3.09M | $2.97M | $3.21M | $2,416 |
| 2026-02 | 1 | $2.79M | $2.79M | $2.79M | $2,074 |
| 2025-12 | 1 | $3.3M | $3.3M | $3.3M | $2,667 |
| 2025-10 | 3 | $2.41M | $1.95M | $3.27M | $1,862 |
1,201–1,500 sqft Nearby Condo Summary
| Condo | Type | Units | Sales | Price (A) | PSF (A) |
|---|---|---|---|---|---|
| 8@BT | Condo | 158 | 11 | $3.37M | $2,648 |
| THE BLOSSOMVALE | Condo | — | 3 | $2.97M | $2,205 |
| KAP RESIDENCES | Apt | 142 | 2 | $2.29M | $1,784 |
| MEADOWLODGE | Condo | — | 2 | $1.98M | $1,507 |
| 1 KING ALBERT PARK | Condo | — | 1 | $2.8M | $1,971 |
| GARDENVISTA | Condo | 318 | 1 | $2.79M | $2,074 |
| JARDIN | Condo | 140 | 1 | $2.1M | $1,667 |
| SUITES DE LAUREL | Apt | 72 | 1 | $1.8M | $1,327 |
| THE STERLING | Condo | — | 1 | $3.1M | $2,380 |
1,501–2,000 sqft Nearby Average Price Trend
1,501–2,000 sqft Nearby Transaction Volume
1,501–2,000 sqft Monthly Summary
| Month | Sales | Price (A) | Min | Max | PSF (A) |
|---|---|---|---|---|---|
| 2026-06 | 2 | $3.37M | $3.08M | $3.65M | $2,078 |
| 2026-05 | 3 | $2.96M | $2.05M | $3.69M | $1,743 |
| 2026-04 | 1 | $4.1M | $4.1M | $4.1M | $2,396 |
| 2026-03 | 1 | $3.57M | $3.57M | $3.57M | $2,319 |
| 2026-02 | 1 | $3.25M | $3.25M | $3.25M | $2,068 |
| 2025-12 | 4 | $4.22M | $4.09M | $4.45M | $2,523 |
| 2025-10 | 1 | $2.2M | $2.2M | $2.2M | $1,175 |
1,501–2,000 sqft Nearby Condo Summary
| Condo | Type | Units | Sales | Price (A) | PSF (A) |
|---|---|---|---|---|---|
| 8@BT | Condo | 158 | 3 | $4.15M | $2,603 |
| THE STERLING | Condo | — | 3 | $3.89M | $2,342 |
| BEAUTY WORLD CENTRE | Apt | — | 2 | $2.13M | $1,135 |
| THE BLOSSOMVALE | Condo | — | 2 | $3.68M | $2,232 |
| 1 KING ALBERT PARK | Condo | — | 1 | $3.14M | $1,995 |
| JARDIN | Condo | 140 | 1 | $3.69M | $2,140 |
| JK BUILDING | Apt | — | 1 | $3.08M | $1,734 |
2,001–3,000 sqft Nearby Average Price Trend
2,001–3,000 sqft Nearby Transaction Volume
2,001–3,000 sqft Monthly Summary
| Month | Sales | Price (A) | Min | Max | PSF (A) |
|---|---|---|---|---|---|
| 2026-03 | 1 | $6.74M | $6.74M | $6.74M | $2,663 |
| 2025-12 | 1 | $6.72M | $6.72M | $6.72M | $2,656 |
2,001–3,000 sqft Nearby Condo Summary
| Condo | Type | Units | Sales | Price (A) | PSF (A) |
|---|---|---|---|---|---|
| THE RESERVE RESIDENCES | Apt | 732 | 2 | $6.73M | $2,660 |
Market Interpretation
SHERWOOD TOWER recorded only 3 transactions during the latest 12 months. Price movements should therefore be interpreted cautiously because individual sales can materially affect the headline figures.
Its median PSF is approximately 41.4% below the District 21 project median, placing it on the more affordable side of the district market.
Within 1 km, 20 nearby condominiums were identified; 15 recorded at least one sale during the same period. These projects provide additional context where the subject development has limited recent activity.
This is a rules-based interpretation of recorded transactions and nearby project data, not a formal valuation.SHERWOOD TOWER Project Details
Property type
Condominium
District
District 21 - Upper Bukit Timah / Clementi Park
Market segment
Rest of Central Region
Tenure
99 yrs lease commencing from 1976
Postal code
588998
About SHERWOOD TOWER
SHERWOOD TOWER is a condominium in Singapore District 21 with 99 yrs lease commencing from 1976. It recorded 3 transactions during the latest 12-month period in the database, with a median transacted price of $1.39M and a median of $1,107 psf. The most frequently transacted size range is 1,501–2,000 sqft, representing 66.7% of transactions with recorded floor area. BEAUTY WORLD MRT STATION is approximately 390 m away by straight-line distance. 2 primary schools are located within a 1 km straight-line radius.
Get Property AdviceDisclaimer: The information, charts, statistics, distances and other data shown on this page are derived from publicly available sources, including Urban Redevelopment Authority (URA) transaction records, and are provided for general informational purposes only. While reasonable efforts are made to keep the information accurate and up to date, the data may contain errors, omissions, delays or inaccuracies. All figures, calculations, trends, market insights and distance measurements are estimates only and should not be relied upon for contractual, legal, financial, investment, valuation, planning or other official purposes. Distance information is approximate and should not be used for actual access, eligibility, proximity, planning or assessment purposes. Users should independently verify all information with the relevant authorities, official records or other appropriate sources before making any decision or entering into any agreement.
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“More Agents = More Buyers”… Sounds Right, But Isn’t When selling a property, most owners fall into the same logical trap. They think: “If one agent can bring buyers, then five agents should bring more.” On the surface, this makes perfect sense. You want maximum exposure. You want your property in front of as many […]
The High Cost of “Wait and See” Pricing When Selling Your Property
There is a psychological phenomenon in real estate known as the Price-Time Paradox. It begins with a simple, seemingly harmless phrase: “Let’s just test the market.” or “Let’s just price higher for a start.” On the surface, it feels like a low-risk experiment. In reality, it is often the start of a silent financial leak. […]
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